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neoliberalism

Smart Data, Unfair Outcomes: How AI is Reshaping Insurance – and Not for the Better

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How AI is Reshaping Insurance – and Not for the Better Image

Introduction In the age of algorithms, the insurance industry has undergone a quiet but radical transformation. Once grounded in the statistical science of shared risk, insurers are increasingly turning to artificial intelligence (AI) and big data to make highly individualised decisions about coverage and cost. What is sold as personalisation is, in truth, a sophisticated … Read more

Reform UK’s Populist Surge:

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Democracy-vs-Populism

Neoliberal Contradictions and the New Authoritarianism Populist Gains Amid Labour’s Decline Reform UK’s electoral advances are a textbook example of populist strategy. By positioning themselves as the authentic voice of ordinary people betrayed by the political establishment, Farage and his party have successfully tapped into public anger and disillusionment. This is especially evident in traditional … Read more