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data privacy

Smart Data, Unfair Outcomes: How AI is Reshaping Insurance – and Not for the Better

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How AI is Reshaping Insurance – and Not for the Better Image

Introduction In the age of algorithms, the insurance industry has undergone a quiet but radical transformation. Once grounded in the statistical science of shared risk, insurers are increasingly turning to artificial intelligence (AI) and big data to make highly individualised decisions about coverage and cost. What is sold as personalisation is, in truth, a sophisticated … Read more

From Likes to Lies: How Your Data Fuels Personalized Propaganda

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From Likes to Lies

Introduction: The New Face of Influence In an era where every click, like, and share contributes to a digital footprint, the manipulation of personal data has become a powerful tool for shaping public opinion. The Cambridge Analytica scandal unveiled the potential for data-driven microtargeting to influence democratic processes, setting a precedent for how personal information … Read more