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Smart Data, Unfair Outcomes: How AI is Reshaping Insurance – and Not for the Better

How AI is Reshaping Insurance – and Not for the Better Image

Introduction In the age of algorithms, the insurance industry has undergone a quiet but radical transformation. Once grounded in the statistical science of shared risk, insurers are increasingly turning to artificial intelligence (AI) and big data to make highly individualised decisions about coverage and cost. What is sold as personalisation is, in truth, a sophisticated … Read more

From Likes to Lies: How Your Data Fuels Personalized Propaganda

From Likes to Lies

Introduction: The New Face of Influence In an era where every click, like, and share contributes to a digital footprint, the manipulation of personal data has become a powerful tool for shaping public opinion. The Cambridge Analytica scandal unveiled the potential for data-driven microtargeting to influence democratic processes, setting a precedent for how personal information … Read more

Our Democracy Under Siege

Democracy under siege Lady Justice In Chains

Introduction: The Fragile State of Democracy Democracy, once considered resilient in the United Kingdom, is now under significant strain. Across institutions, norms, and civil society, the foundations of democratic governance are being chipped away by political opportunism, populism, and systemic decay. The dangers are not always explosive or dramatic; many are slow-moving and procedural, but … Read more

Reform UK’s Populist Surge:

Democracy-vs-Populism

Neoliberal Contradictions and the New Authoritarianism Populist Gains Amid Labour’s Decline Reform UK’s electoral advances are a textbook example of populist strategy. By positioning themselves as the authentic voice of ordinary people betrayed by the political establishment, Farage and his party have successfully tapped into public anger and disillusionment. This is especially evident in traditional … Read more

An Introduction to Dialectics

An Introduction To Dialectics

One of the abiding curses of polemical discussion in this country is its didactic nature. This essay proposes that a dialectical approach can be much more productive: One of the many reasons for the misinterpretation of Marx’s writings has its origins in the misunderstanding of his method. His mode of investigation was entirely dialectical. To … Read more

The Quiet War: Capital, Populism, and the Collapse of Consensus

Traditional vs. Modern Warfare

Modern Warfare: Why the Real Battles Are Now Economic In the 21st century, the idea of “war” has changed. Gone are the days when nations simply marched armies across borders to settle disputes. Today, war is fought in quieter, but equally devastating arenas: economics, technology, information, and ideology. We are living in the era of … Read more

Why Proposed PIP Cuts Could Trigger a Council Tax Crisis

PIP Cuts and the Looming Council TAX Crisis

Since the announcement of proposed cuts to the Personal Independence Payment (PIP) on March 12th, I’ve been in dialogue with multiple MPs to raise serious concerns about the long-term consequences of these changes. At the heart of the issue is not just how many people stand to lose vital support, but who will ultimately bear … Read more